A modern payment app
Built for both businesses and individuals, combining private transactions, crypto and fiat payments, and yield.
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Private by default
Nearly all payment apps expose balances, history, and counterparties. With Cycles Pay, transactions are shielded using zero-knowledge proofs, so sensitive financial data stays private, while remaining auditable when needed.
Automatic yield
In both fintech & crypto alike, earning yield usually means a lot of deposits & withdrawals. In Cycles Pay, funds remain productive while still being usable for payments, letting individuals & businesses earn on idle balances without sacrificing time or liquidity.
Fiat payments
Send and receive fiat directly in the Cycles Pay application. Our integrated virtual bank account automates the conversion to and from fiat on entry and exit, meaning everyday payments can be processed straight from the application.
Features you won't find anywhere else
Web & mobile
Cycles Pay is available on both web and mobile devices, meaning it can easily be used from a desktop at the office or from a phone while on the go. Your mobile is also used for signing.
... for your business
Cycles Pay is the only business-focused app (with invoices, bills and treasury management) on the market to combine on-chain privacy, fiat payments and yield into a single product.
... and personal payments
Cycles Pay is also usable as a personal app, and it is the only consumer app to bring private crypto payment, fiat payments and yield under the same roof.
Cycles Pay beta is live.
We're currently collecting feedback from early users. Get early access and earn points by shaping the product. You can join our Telegram group and ask for a beta code, or provide your email address:
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